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Active Under ContractMLS listing sourceMIAMI REALTORS® MLS
Active Under ContractMLS® A12077595
$2,150,000

97501 Overseas Highway 321, Key Largo, FL 33037

Beds
4
Baths
3
Sqft
2,635
Est. payment$16,226/mo
Home type
Condominium
Year built
2005
Lot size
—
Price / sqft
$816
HOA
$2,837/mo
Community
THE SAILFISH AT MARINERS

Property description

Waterfront living at Mariner’s Club in Key Largo! One of only three residences in the entire community offering desirable views from both sides, this spacious 4BR/3BA residence enjoys open-water views on one side and marina views on the other—a rare distinction from most residences that face the parking area on one side. Offering 2,635 SF, the home features an expansive covered terrace ideal for indoor-outdoor living and entertaining. The generous floor plan includes a large living/dining area, stone flooring, abundant natural light, and a well-appointed kitchen with wood cabinetry, granite surfaces, stainless-steel appliances, double ovens, and breakfast area. The waterfront primary suite enjoys terrace access and beautiful views, while three additional bedrooms provide excellent space for family, guests, or office use. Located in a gated resort-style community with tropical grounds, pool amenities, marina surroundings, and easy access to the best of the Key Largo boating lifestyle. An exceptional combination of space, views, and location.

Listing activity

Days on market
13
Listed
Sep 3, 2026
MLS listing updated
8 hours ago
Feed last checked
12 minutes ago

Listed by Judith H Zeder · Coldwell Banker Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
4
Bathrooms
3
Bathrooms (decimal)
3
Full bathrooms
3
Half bathrooms
0

Rooms & features

Rooms
2
Interior features
Closet Cabinetry, High Ceilings, Walk-In Closet(s), Other
Flooring
Carpet, Tile
Appliances
Disposal, Dryer, Microwave, Oven, Refrigerator, Washer
Furnished
Unfurnished
Window features
Blinds

Heating & cooling

Heating
Central, Electric
Cooling
Central Air, Electric
Property

Parking

Garage spaces
0
Carport spaces
0
Covered spaces
0
Parking features
Guest, Open
Attached garage
No

Exterior

Stories
3
Building area
2,635 sqft
Exterior features
Balcony
View
Ocean, Water, Other
Waterfront
Ocean Access, Ocean
Waterfront property
Yes
Construction

Type & style

Home type
Condominium
Year built
2005
New construction
No

Materials

Construction
CBS, Other
Property condition
Resale
Utilities & green energy

Not reported by the listing source.

Community & HOA

Community

Subdivision
THE SAILFISH AT MARINERS
MLS area
5940 - Other Florida County
MLS subarea
Other
Security
Security Guard
Pets allowed
Yes
55+ community
No

Association

Has association
Yes
Association fee
$8,511 quarterly
Estimated monthly dues
$2,837
Amenities
Maintenance, Pool, Clubhouse, Fitness Center, Tennis Court(s), Other
Services included
Recreation Facility, Common Areas, Security, Sewer, Trash, Water
Lease details

Not reported by the listing source.

Location

Area details

City
Key Largo
County
Monroe
ZIP code
33037
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
A12077595
Possession
Negotiable
Original list price
$2,150,000
Parcel number
00554895000321
Annual property tax
$13,898
Tax year
2025
Tax legal description
UNIT 321 THE SAILFISH AT MARINERS CLUB A CONDOMINIUM OR2169-942/1050DEC OR2352-402/04 OR2611-1297/98C/T OR2675-318 OR3296-0244
Additional MLS details

Reported by the listing source

Association Amenities
Maintenance, Pool, Clubhouse, Fitness Center, Tennis Court(s), Other
Association Fee Frequency
Quarterly
Association Fee Includes
Recreation Facility, Common Areas, Security, Sewer, Trash, Water
Association
Yes
Bathrooms Total Decimal
3
Bathrooms Total Integer
3
Building Area Total
2635
Construction Materials
CBS, Other
County Or Parish
Monroe
Days On Market
13
Elementary School
Key Largo
High School
Coral Shores
List Price
2150000
Listing Contract Date
2026-09-03
Living Area
2635
MLSArea Major
5940 - Other Florida County
MLSArea Minor
Other
Middle Or Junior School
Key Largo
Mls Status
Active Under Contract
On Market Date
2026-09-03
Photos Count
17
Postal Code
33037
Property Sub Type
Condominium
Property Type
Residential
Rooms Total
2
Security Features
Security Guard
Senior Community
No
Standard Status
Active Under Contract
State Or Province
FL
Status Change Timestamp
2026-09-29T19:32:50Z
Stories Total
3
Subdivision Name
THE SAILFISH AT MARINERS
Waterfront Features
Ocean Access, Ocean
Tax Annual Amount
13898
Bathrooms Full
3
Bedrooms Total
4
Bathrooms Half
0
Financial Information: Estimated Monthly Assoc Recurring Fee
2837
Financial Information: Membership Fee Required
Yes

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Sep 3, 2026ListedMIAMI REALTORS® MLS$2,150,000$816/sqft

Public tax history

YearProperty taxesAssessment
2025$13,898—

Payment calculator

Estimated monthly payment$16,226/moIllustrative estimate, not a loan offer.
Principal & interest
$11,156
Property taxes
$1,158
Insurance
$1,075
Association dues
$2,837

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

THE SAILFISH AT MARINERS

Key Largo · Monroe County · 33037

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Key LargoElementary
—
Key LargoMiddle
—
Coral ShoresHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes
MLS listing source

MIAMI REALTORS® MLS · Listing courtesy of Coldwell Banker Realty. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.