Premier Brokers International
496 SE Cardinal Trail, Stuart, FL 34997
ActiveMLS listing sourceMartin County REALTORS® of the Treasure Coast
ActiveMLS® M20056704
$439,888

496 SE Cardinal Trail, Stuart, FL 34997

Beds
2
Baths
2
Sqft
921
Est. payment$2,973/mo
Home type
Single Family Residence
Year built
1984
Lot size
9,148 sqft
Price / sqft
$478
HOA
$25/mo
Community
South River Colony Unrec

Property description

Waterfront on Turtle Creek with direct access to the South Fork of the St. Lucie River. Completely remodeled & beautifully redesigned waterfront home in desirable S. River Colony! This charming 2-bed, 2-bath offers tranquil water views, with fishing & kayaking right from your backyard. Relax on the screened porch & enjoy fish jumping & rare exotic birds. Stunning kitchen features gas cooking, all-new cabinetry, & open bar overlooking the cozy vaulted living area. Gorgeous plank-style flooring flows throughout. Transom windows enhance the living room & offer potential for a loft or possible 3rd bedroom. Private primary suite enjoys peaceful water views, dual sinks & walk-in closet. Jack-and-Jill guest bath. Enjoy the FL waterfront lifestyle with nearby Hosford Park & boat ramp, just ½ mile away, providing convenient river access. Community amenities include available RV/boat storage, plus a gathering area with fire pit & picnic tables for parties & get-togethers.

Listing activity

Days on market
35
Listed
Aug 24, 2026
MLS listing updated
Sep 28, 2026
Feed last checked
10 minutes ago

Listed by Rita M Glasure · Illustrated Properties LLC / S

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
2
Bathrooms
2
Bathrooms (decimal)
2
Full bathrooms
2
Half bathrooms
0

Rooms & features

Rooms
5
Interior features
Bedroom Layout - Split, Built-in Features, Cathedral Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
Flooring
Laminate
Appliances
Electric Water Heater, Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer, Water Heater
Fireplace
Yes
Fireplace features
Decorative
Window features
Blinds, Drapes, Single Hung Metal
Other equipment
Fuel Tank(s)

Heating & cooling

Heating
Central
Cooling
Central Air
Property

Parking

Garage
Yes
Parking spaces
1
Covered spaces
0
Parking features
Garage Faces Side, Garage Faces Rear, Attached, Attached Garage, Garage, Garage Door Opener
Attached garage
Yes

Exterior

Stories
1
Building area
1,536 sqft
Patio & porch
Porch - Screened, Patio - Covered, Porch, Patio
Fencing
Fenced
Pool
No
View
Other
Waterfront
Creek
Waterfront property
Yes

Lot

Lot size
9,148 sqft
Lot size (acres)
0.21 acres
Lot features
Interior Lot, Many Trees
Zoning
Residential
Road surface
Paved
Road frontage
West of US-1, Public Road
Road responsibility
Public Maintained Road
Construction

Type & style

Home type
Single Family Residence
Structure type
House
Architectural style
Key West, Ranch
Year built
1984
New construction
No

Materials

Construction
Frame
Roof
Metal
Property condition
Resale
Faces
Northeast
Utilities & green energy

Utilities

Sewer
Septic Tank
Water
Well
Utilities
Water Available
Community & HOA

Community

Subdivision
South River Colony Unrec
MLS area
6120 - Stuart - Southwest
MLS subarea
MRTC - Martin County
Security
Security Fence
Pets allowed
Number Limit, Size Limit, Yes
55+ community
No

Association

Has association
Yes
Association fee
$25 monthly
Estimated monthly dues
$25
Amenities
Jogging Path, Park, Picnic Area
Services included
Common Areas
Lease details

Not reported by the listing source.

Location

Area details

City
Stuart
County
Martin
ZIP code
34997
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
M20056704
Possession
Close Of Escrow
Original list price
$439,888
Parcel number
043941003000006309
Annual property tax
$5,346
Tax year
2025
Tax legal description
SOUTH RIVER COLONY UNREC LOT 63 (LESS PT ON S/LN) & PT OF LOT 62 IN NE COR AS DESC IN OR 597/732
Additional MLS details

Reported by the listing source

Association Amenities
Jogging Path, Park, Picnic Area
Association Fee Frequency
Monthly
Association Fee Includes
Common Areas
Association
Yes
Bathrooms Total Decimal
2
Bathrooms Total Integer
2
Building Area Total
1536
Construction Materials
Frame
County Or Parish
Martin
Days On Market
35
Direction Faces
Northeast
Elementary School
Crystal Lake (Martin)
High School
South Fork
List Price
439888
Listing Contract Date
2026-08-24
Living Area
921
Lot Size Acres
0.21
Lot Size Area
9147.6
MLSArea Major
6120 - Stuart - Southwest
MLSArea Minor
MRTC - Martin County
Middle Or Junior School
Dr. David L. Anderson
Mls Status
Active
On Market Date
2026-08-24
Parking Total
1
Patio And Porch Features
Porch - Screened, Patio - Covered, Porch, Patio
Photos Count
30
Postal Code
34997
Property Sub Type
Single Family Residence
Property Type
Residential
Road Frontage Type
West of US-1, Public Road
Road Surface Type
Paved
Rooms Total
5
Security Features
Security Fence
Senior Community
No
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-08-24T04:00:00Z
Stories Total
1
Subdivision Name
South River Colony Unrec
Water Source
Well
Waterfront Features
Creek
Tax Annual Amount
5346
Bathrooms Full
2
Pool Private
No
Bedrooms Total
2
Bathrooms Half
0
Financial Information: Estimated Monthly Assoc Recurring Fee
25

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Aug 24, 2026ListedMartin County REALTORS® of the Treasure Coast$439,888$478/sqft

Public tax history

YearProperty taxesAssessment
2025$5,346—

Payment calculator

Estimated monthly payment$2,973/moIllustrative estimate, not a loan offer.
Principal & interest
$2,282
Property taxes
$446
Insurance
$220
Association dues
$25

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

South River Colony Unrec

Stuart · Martin County · 34997

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Crystal Lake (Martin)Elementary
—
Dr. David L. AndersonMiddle
—
South ForkHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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MLS listing source

Martin County REALTORS® of the Treasure Coast · Listing courtesy of Illustrated Properties LLC / S. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.