


↓ Price reduced $5,000 on Sep 22, 2026
1686 SW Harbour Isles Circle, Port St. Lucie, FL 34986
- Beds
- 4
- Baths
- 3
- Sqft
- 2,121
- Home type
- Townhouse
- Year built
- 1997
- Lot size
- —
- Price / sqft
- $163
- HOA
- $596/mo
- Community
- HARBOUR ISLES AT LAKE CHARLES
Property description
Motivated Seller! Seller concession negotiable at right offer. Experience refined, low-maintenance living in the highly desirable gated community of Lake Charles, ideally situated in the heart of St. Lucie West.This beautifully maintained 4-bedroom, 3-bath residence offers a spacious, thoughtfully designed floor plan, complemented by an upstairs loft that provides valuable additional living space—ideal for a home office, media room, lounge, hobby space, or comfortable retreat for guests.Designed for an effortless Florida lifestyle, the home has been exceptionally well cared for and features plantation shutters throughout, newer tile flooring, updated lanai flooring, a newer dishwasher, and newer water heater, along with a UV Halo whole-home air purification system integrated with the HVAC The HOA provides exceptional convenience and value, covering the roof, exterior painting, exterior insurance, landscaping, lawn maintenance, pest control, exterior pressure washing, cable, high-speed Wi-Fi, and 24-hour manned gated security—making ownership remarkably easy whether enjoyed year-round or as a seasonal Florida retreat. Lake Charles enhances the lifestyle with an impressive collection of resort-style amenities, including a heated pool and spa, clubhouse, tennis and pickleball courts, basketball, bocce, shuffleboard, playgrounds, picnic areas, scenic walking and jogging paths, and an active calendar of social events.
Listing activity
- Days on market
- 33
- Listed
- Aug 22, 2026
- MLS listing updated
- 9 hours ago
- Feed last checked
- 6 minutes ago
Listed by Andrew Bacino · RE/MAX Gold
Map
Map location is based on MLS-supplied coordinates. Verify the location before relying on it.
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms
- 4
- Bathrooms
- 3
- Bathrooms (decimal)
- 3
- Full bathrooms
- 3
- Half bathrooms
- 0
- Main-level bedrooms
- 2
- Main-level bathrooms
- 2
Rooms & features
- Rooms
- 3
- Interior features
- Bedroom Layout - Split, Built-in Features, High Ceilings, Kitchen Island, Pantry, Pull Down Stairs, Upstairs Living Area, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring
- Ceramic Tile, Wood
- Appliances
- Electric Water Heater, Range, Dishwasher, Dryer, Electric Range, Free-Standing Freezer, Ice Maker, Microwave, Refrigerator, Trash Compactor, Washer, Water Heater
- Laundry
- Inside
- Fireplace
- No
Heating & cooling
- Heating
- Central
- Cooling
- Ceiling Fan(s), Central Air
Property
Parking
- Garage spaces
- 2
- Garage
- Yes
- Carport
- No
- Parking spaces
- 4
- Covered spaces
- 2
- Parking features
- Attached, Attached Garage, Driveway, Garage
- Attached garage
- Yes
Exterior
- Stories
- 2
- Building area
- 2,697 sqft
- Pool
- No
- Waterfront property
- No
Lot
- Zoning
- Residential
Construction
Type & style
- Home type
- Townhouse
- Structure type
- Townhouse
- Architectural style
- Traditional
- Year built
- 1997
- New construction
- No
Materials
- Construction
- Concrete Block - With Stucco, Stucco
- Roof
- Tile
- Property condition
- Resale
- Levels
- Two
- Faces
- West
Utilities & green energy
Utilities
- Electric
- Three Phase
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected
Community & HOA
Community
- Subdivision
- HARBOUR ISLES AT LAKE CHARLES
- MLS area
- 7500
- MLS subarea
- SL02
- Security
- Smoke Detector(s)
- Pets allowed
- Breed Restrictions, Pet Restrictions Possible, Number Limit, Yes
- 55+ community
- No
Association
- Has association
- Yes
- Association fee
- $1,786.97 quarterly
- Estimated monthly dues
- $596
- Amenities
- Pool, Basketball Court, Billiard Room, Bocce Ball, Internet Included, Library, Pickleball Court(s), Playground, Sidewalks, Spa/Hot Tub, Street Lights, Tennis Court(s)
- Services included
- Cable TV, Common Areas, Insurance, Maintenance Grounds
- Association name
- Lake Charles
Lease details
Not reported by the listing source.
Location
Area details
- City
- Port St. Lucie
- County
- St. Lucie
- ZIP code
- 34986
Manufactured home details
Not reported by the listing source.
Financial & listing details
Listing
- MLS number
- B26068001
- Possession
- Close Of Escrow
- Original list price
- $350,000
- Parcel number
- 332388101040007
- Annual property tax
- $6,892.11
- Tax year
- 2025
- Tax legal description
- ST LUCIE WEST PLAT #70 HARBOUR ISLES AT LAKE CHARLES LOT 102
- Special listing conditions
- Standard
Additional MLS details
Reported by the listing source
- Association Amenities
- Pool, Basketball Court, Billiard Room, Bocce Ball, Internet Included, Library, Pickleball Court(s), Playground, Sidewalks, Spa/Hot Tub, Street Lights, Tennis Court(s)
- Association Fee Frequency
- Quarterly
- Association Fee Includes
- Cable TV, Common Areas, Insurance, Maintenance Grounds
- Association
- Yes
- Bathrooms Total Decimal
- 3
- Bathrooms Total Integer
- 3
- Building Area Total
- 2697
- Construction Materials
- Concrete Block - With Stucco, Stucco
- County Or Parish
- St. Lucie
- Days On Market
- 33
- Direction Faces
- West
- Laundry Features
- Inside
- List Price
- 345000
- Listing Contract Date
- 2026-08-22
- Living Area
- 2121
- MLSArea Major
- 7500
- MLSArea Minor
- SL02
- Main Level Bathrooms
- 2
- Main Level Bedrooms
- 2
- Mls Status
- Active
- On Market Date
- 2026-08-27
- Parking Total
- 4
- Photos Count
- 42
- Postal Code
- 34986
- Price Change Timestamp
- 2026-09-22T22:50:00Z
- Property Sub Type
- Townhouse
- Property Type
- Residential
- Rooms Total
- 3
- Security Features
- Smoke Detector(s)
- Senior Community
- No
- Standard Status
- Active
- State Or Province
- FL
- Status Change Timestamp
- 2026-08-27T21:24:25Z
- Stories Total
- 2
- Subdivision Name
- HARBOUR ISLES AT LAKE CHARLES
- Water Source
- Public
- Tax Annual Amount
- 6892.11
- Bathrooms Full
- 3
- Pool Private
- No
- Bedrooms Total
- 4
- Waterfront
- No
- Bathrooms Half
- 0
- Financial Information: Estimated Monthly Assoc Recurring Fee
- 596
Market value
Price history
| Date | Event | Price |
|---|---|---|
| Aug 22, 2026 | ListedBeachesMLS | $350,000$165/sqft |
| Sep 22, 2026 | Price reducedBeachesMLS | $345,000$163/sqft |
Public tax history
| Year | Property taxes | Assessment |
|---|---|---|
| 2025 | $6,892 | — |
Payment calculator
- Principal & interest
- $1,790
- Property taxes
- $574
- Insurance
- $173
- Association dues
- $596
Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.
Neighborhood
Area
HARBOUR ISLES AT LAKE CHARLESPort St. Lucie · St. Lucie County · 34986
Climate risk
—No licensed climate-risk source is connected.
Nearby schools
Not reported by the listing source.
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.Nearby homes
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Martin County REALTORS® of the Treasure Coast
Property photos coming from MLS



Property photos coming from MLS
Property photos coming from MLS
Property photos coming from MLS

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