PendingMLS® A12069482

$659,000

20922 SW 88th Place, Cutler Bay, FL 33189

Beds: 3
Baths: 3
Sqft: 1,774

Est. payment$4,153/mo

Home type: Single Family Residence
Year built: 2004
Lot size: 8,276 sqft
Price / sqft: $371
HOA: $35/mo
Community: PELICAN BAY AT OLD CUTLER

Property description

Waterfront living in Cutler Bay! Welcome to this beautifully updated three-bedroom, two-and-a-half-bath home featuring a versatile extra room—ideal for a home office, playroom, gym, media room, or pet space. The bright, open-concept layout offers beautiful flooring throughout and a renovated kitchen with striking exotic marble, stainless-steel appliances, and an oversized waterfall island that serves as both a stunning centerpiece and an inviting space for entertaining. Step outside to an expansive waterfront backyard with open-water views and plenty of room to enjoy the South Florida lifestyle. Boating enthusiasts will appreciate the space available for a boat and trailer, with Black Point Marina and its boat ramps just minutes away. Enjoy outdoor gatherings, peaceful mornings by the water, and beautiful sunsets from your own backyard.

Listing activity

Days on market: 37
Listed: Aug 22, 2026
MLS listing updated: Sep 28, 2026
Feed last checked: 14 minutes ago

Listed by Hugo Lopez Diaz · My Realty Group, LLC.

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Bathrooms (decimal): 2.5
Full bathrooms: 2
Half bathrooms: 1

Rooms & features

Rooms: 1
Interior features: Walk-In Closet(s)
Flooring: Ceramic Tile, Other
Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Property

Parking

Garage spaces: 2
Garage: Yes
Covered spaces: 2
Parking features: Driveway
Attached garage: No

Exterior

Stories: 2
Building area: 2,018 sqft
Entry level: 1
Patio & porch: Patio
Exterior features: Lighting
Fencing: Fenced
Pool: No
View: Lake
Waterfront: Other, Lake
Waterfront property: Yes

Lot

Lot size: 8,276 sqft
Lot size (acres): 0.19 acres
Zoning: 0100

Construction

Type & style

Home type: Single Family Residence
Year built: 2004
New construction: No

Materials

Construction: Block
Roof: Other
Property condition: Resale
Levels: Two
Faces: North

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: PELICAN BAY AT OLD CUTLER
MLS area: 2600
55+ community: No

Association

Has association: Yes
Association fee: $104 quarterly
Estimated monthly dues: $35
Amenities: Maintained Community

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33189

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12069482
Possession: Negotiable
Original list price: $679,000
Parcel number: 3660090241400
Annual property tax: $4,424
Tax year: 2025
Tax legal description: PELICAN BAY AT OLD CUTLER LAKES PB 160-89 T-18107 LOT 19 BLK 7 LOT SIZE 8161 SQ FT FAU 30 6009 006 0015 OR 20738-3255 COC 22331-1279 04 2004

Additional MLS details

Reported by the listing source

Association Amenities: Maintained Community
Association Fee Frequency: Quarterly
Association: Yes
Bathrooms Total Decimal: 2.5
Bathrooms Total Integer: 3
Building Area Total: 2018
Construction Materials: Block
County Or Parish: Miami-Dade
Days On Market: 37
Direction Faces: North
Elementary School: Dr. Edward L. Whigham
High School: Miami Southridge
List Price: 659000
Listing Contract Date: 2026-08-22
Living Area: 1774
Lot Size Acres: 0.19
Lot Size Area: 8161
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Pending
On Market Date: 2026-09-09
Patio And Porch Features: Patio
Photos Count: 29
Postal Code: 33189
Price Change Timestamp: 2026-09-09T17:00:16Z
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 1
Senior Community: No
Standard Status: Pending
State Or Province: FL
Status Change Timestamp: 2026-09-28T15:25:35Z
Stories Total: 2
Subdivision Name: PELICAN BAY AT OLD CUTLER
Water Source: Public
Waterfront Features: Other, Lake
Tax Annual Amount: 4424
Bathrooms Full: 2
Pool Private: No
Bedrooms Total: 3
Bathrooms Half: 1
Financial Information: Estimated Monthly Assoc Recurring Fee: 35

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Aug 22, 2026	ListedMIAMI REALTORS® MLS	$679,000$383/sqft
Sep 9, 2026	Price reducedMIAMI REALTORS® MLS	$659,000$371/sqft

Public tax history

Year	Property taxes	Assessment
2025	$4,424	—

Payment calculator

Estimated monthly payment$4,153/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $3,419
Property taxes: $369
Insurance: $330
Association dues: $35

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

PELICAN BAY AT OLD CUTLER

Cutler Bay · Miami-Dade County · 33189

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary

—

Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes

Property photos coming from MLS

$799,0005 bd · 3 ba · 2,501 sqft20901 SW 88TH Court, Cutler Bay, FL 33189

Property photos coming from MLS

$644,5003 bd · 3 ba · 2,128 sqft21053 SW 88th Place, Cutler Bay, FL 33189