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12990 Keystone Terrace, North Miami, FL 33181
ActiveBeachesMLS
ActiveMLS® B26072103
$3,350,000

12990 Keystone Terrace, North Miami, FL 33181

Beds
4
Baths
3
Sqft
3,084
Est. payment$24,082/mo
Home type
Single Family Residence
Year built
1959
Lot size
—
Price / sqft
$1,086
HOA
—
Community
KEYSTONE ISLAND

Property description

Welcome to 12990 Keystone Terrace, an exceptional waterfront residence in North Miami's desirable Keystone Islands, where relaxed South Florida living meets the freedom of direct ocean access. Set on an expansive corner lot, this 4-bedroom, 3-bath home offers approximately 3,085 square feet of inviting living space enhanced by soaring vaulted ceilings, generous natural light, and impact windows and doors throughout. A circular driveway and two-car garage create an impressive arrival, while the home's open, comfortable layout provides plenty of room for everyday living and entertaining. At the heart of the home, the beautifully appointed kitchen offers a stylish gathering place with custom countertops, ample cabinetry, and an easy connection to the surrounding dining and living areas. The spacious interiors flow effortlessly toward the outdoors, where the waterfront setting becomes the centerpiece. Step outside to a private tropical retreat featuring a swimming pool, expansive patio areas, lush landscaping, and picturesque canal views—an ideal backdrop for quiet mornings, sunset dinners, or weekends spent entertaining friends. Boating enthusiasts will especially appreciate the private dock and boat slip, wide canal frontage, and ocean access with no fixed bridges, allowing you to enjoy South Florida's waterways right from your backyard. Whether cruising toward Biscayne Bay, relaxing poolside, or simply taking in the peaceful waterfront atmosphere, this home offers an enviable combination of space, privacy, and coastal lifestyle. 12990 Keystone Terrace is a rare opportunity to experience the best of waterfront living while remaining conveniently connected to the dining, shopping, beaches, and attractions of the Miami area.

Listing activity

Days on market
—
Listed
—
MLS listing updated
Sep 11, 2026
Feed last checked
4 minutes ago

Listed by Jeffrey L Tricoli PA · KW Reserve Palm Beach

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
4
Bathrooms
3
Property

Not reported by the listing source.

Construction

Type & style

Home type
Single Family Residence
Year built
1959
Utilities & green energy

Not reported by the listing source.

Community & HOA

Community

Subdivision
KEYSTONE ISLAND
Lease details

Not reported by the listing source.

Location

Area details

City
North Miami
County
Miami-Dade
ZIP code
33181
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
B26072103
Additional MLS details

Reported by the listing source

Bathrooms Total Integer
3
County Or Parish
Miami-Dade
List Price
3350000
Living Area
3084
Mls Status
Active
Postal Code
33181
Property Sub Type
Single Family Residence
Property Type
Residential
Standard Status
Active
State Or Province
FL
Subdivision Name
KEYSTONE ISLAND
Bedrooms Total
4

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Sep 11, 2026Price updatedBeachesMLS$3,350,000$1,086/sqft

Public tax history

—

Payment calculator

Estimated monthly payment$24,082/moIllustrative estimate, not a loan offer.
Principal & interest
$17,382
Property taxes
$5,025
Insurance
$1,675
Association dues
—

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

KEYSTONE ISLAND

North Miami · Miami-Dade County · 33181

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Not reported by the listing source.

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes

Similar homes

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BeachesMLS

BeachesMLS · Listing courtesy of KW Reserve Palm Beach. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.