ActiveMLS® B26058530
$440,000
5455 Lugo Street, Fort Pierce, FL 34951
- Beds
- 4
- Baths
- 2
- Sqft
- 1,623
- Home type
- Single Family Residence
- Year built
- 2020
- Lot size
- 7,841 sqft
- Price / sqft
- $271
- HOA
- $12/mo
- Community
- WATERSTONE PHASE ONE
Property description
Nestled in the desirable Waterstone community, this beautifully maintained, lakefront, 2020-built, saltwater pool home offers 4BD, 2BA, 3 car garage & 1,623 of living sq.ft. Recent updates include new quartz kitchen countertops, new LVP flooring & new landscape w/ LED spotlights throughout. Step outside to the covered patio overlooking the vinyl-fenced backyard, side 2-tier garden w/ vined pergola & papered pathway, creating the perfect setting for relaxation. Community amenities include a pool, fitness room & pickleball courts, offering recreation & convenience right at home, all with a low annual HOA fee of just $140!
Listing activity
- Days on market
- 60
- Listed
- Jul 30, 2026
- MLS listing updated
- Sep 28, 2026
- Feed last checked
- 7 minutes ago
Listed by Kevin Howard · Keller Williams Realty of Vero
Map
Map location is based on MLS-supplied coordinates. Verify the location before relying on it.
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms
- 4
- Bathrooms
- 2
- Bathrooms (decimal)
- 2
- Full bathrooms
- 2
- Half bathrooms
- 0
- Main-level bedrooms
- 4
- Main-level bathrooms
- 2
Rooms & features
- Rooms
- 6
- Interior features
- Bedroom Layout - Split, Entrance Foyer, High Ceilings, Kitchen Island, Pantry, Pull Down Stairs, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring
- Tile, Vinyl
- Appliances
- Electric Water Heater, Range, Dishwasher, Disposal, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer, Water Heater
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Fireplace
- No
- Window features
- Blinds
Heating & cooling
- Heating
- Central, Electric
- Cooling
- Ceiling Fan(s), Central Air, Electric
Property
Parking
- Garage spaces
- 3
- Garage
- Yes
- Carport
- No
- Parking spaces
- 3
- Covered spaces
- 3
- Parking features
- Attached, Attached Garage, Concrete, Driveway, Garage, Garage Door Opener
- Attached garage
- Yes
Exterior
- Stories
- 1
- Building area
- 2,509 sqft
- Entry level
- 1
- Exterior features
- Barbecue, Garden, Lighting
- Fencing
- Back Yard, Fenced, Stone, Vinyl
- Other structures
- Pergola
- Pool
- Yes
- Pool features
- Fenced, In Ground, Private, Salt Water
- View
- Lake, Pool, Water
- Waterfront property
- No
Lot
- Lot size
- 7,841 sqft
- Lot size (acres)
- 0.18 acres
- Lot features
- Landscaped, Sidewalks
- Zoning
- Planned Un
Construction
Type & style
- Home type
- Single Family Residence
- Structure type
- House
- Year built
- 2020
- New construction
- No
Materials
- Construction
- CBS, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Property condition
- Resale
- Levels
- One
- Faces
- Southeast
Utilities & green energy
Utilities
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Electricity Available, Sewer Available, Water Available
Community & HOA
Community
- Subdivision
- WATERSTONE PHASE ONE
- MLS area
- 7040
- MLS subarea
- SL08
- Security
- Gated - No Guard, Smoke Detector(s)
- Pets allowed
- No Restrictions, Yes
- 55+ community
- No
Association
- Has association
- Yes
- Association fee
- $140 annually
- Estimated monthly dues
- $12
- Amenities
- Pool, Fitness Center, Pickleball Court(s)
- Services included
- Recreation Facility
- Association name
- Waterstone
Lease details
Not reported by the listing source.
Location
Area details
- City
- Fort Pierce
- County
- St. Lucie
- ZIP code
- 34951
Manufactured home details
Not reported by the listing source.
Financial & listing details
Listing
- MLS number
- B26058530
- Possession
- Close Of Escrow
- Original list price
- $460,000
- Parcel number
- 131170000780004
- Annual property tax
- $2,850.08
- Tax year
- 2025
- Assessed value
- $295,937
- Tax legal description
- WATERSTONE PHASE ONE (PB 52-35) BLK 1 LOT 40
- Special listing conditions
- Standard
Additional MLS details
Reported by the listing source
- Association Amenities
- Pool, Fitness Center, Pickleball Court(s)
- Association Fee Frequency
- Annually
- Association Fee Includes
- Recreation Facility
- Association
- Yes
- Bathrooms Total Decimal
- 2
- Bathrooms Total Integer
- 2
- Building Area Total
- 2509
- Construction Materials
- CBS, Stucco
- County Or Parish
- St. Lucie
- Days On Market
- 60
- Direction Faces
- Southeast
- Foundation Details
- Slab
- Laundry Features
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- List Price
- 440000
- Listing Contract Date
- 2026-07-30
- Living Area
- 1623
- Lot Size Acres
- 0.18
- Lot Size Area
- 7733
- MLSArea Major
- 7040
- MLSArea Minor
- SL08
- Main Level Bathrooms
- 2
- Main Level Bedrooms
- 4
- Mls Status
- Active
- On Market Date
- 2026-07-31
- Parking Total
- 3
- Photos Count
- 51
- Postal Code
- 34951
- Price Change Timestamp
- 2026-09-15T02:55:44Z
- Property Sub Type
- Single Family Residence
- Property Type
- Residential
- Rooms Total
- 6
- Security Features
- Gated - No Guard, Smoke Detector(s)
- Senior Community
- No
- Standard Status
- Active
- State Or Province
- FL
- Status Change Timestamp
- 2026-07-31T02:53:43Z
- Stories Total
- 1
- Subdivision Name
- WATERSTONE PHASE ONE
- Tax Assessed Value
- 295937
- Water Source
- Public
- Tax Annual Amount
- 2850.08
- Bathrooms Full
- 2
- Pool Private
- Yes
- Bedrooms Total
- 4
- Waterfront
- No
- Bathrooms Half
- 0
- Financial Information: Estimated Monthly Assoc Recurring Fee
- 12
Market value
Price history
| Date | Event | Price |
|---|---|---|
| Jul 30, 2026 | ListedBeachesMLS | $460,000$283/sqft |
| Sep 15, 2026 | Price reducedBeachesMLS | $440,000$271/sqft |
Public tax history
| Year | Property taxes | Assessment |
|---|---|---|
| 2025 | $2,850 | $295,937 |
Payment calculator
Estimated monthly payment$2,753/moIllustrative estimate, not a loan offer.
- Principal & interest
- $2,283
- Property taxes
- $238
- Insurance
- $220
- Association dues
- $12
Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.
Neighborhood
Area
WATERSTONE PHASE ONEFort Pierce · St. Lucie County · 34951
Climate risk
—No licensed climate-risk source is connected.
Nearby schools
Not reported by the listing source.
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.Nearby homes
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