ActiveMLS® A12057219

$995,000

94825 Overseas Highway 144, Key Largo, FL 33037

Beds: 3
Baths: 3
Sqft: 1,655

Est. payment$6,181/mo

Home type: Single Family Residence
Year built: 2018
Lot size: —
Price / sqft: $601
HOA: $520/mo
Community: KEY LARGO OCEAN RESORT CON

Property description

Welcome to this beautifully maintained 3-bedroom, 2.5-bath home located in the desirable gated community of Key Largo Ocean Resort on the ocean side of Key Largo. Just steps from the ocean, this spacious residence offers the perfect combination of comfort, convenience, and the Florida Keys lifestyle. The community features an exceptional selection of resort-style amenities, including a private boat ramp with direct ocean access, waterfront restaurant, clubhouse, fitness center, swimming pool, tennis and basketball courts, fishing pier, and ample guest parking. Whether you're looking for a primary residence, vacation home, or investment opportunity, this property offers an ideal location close to world-class boating, fishing, diving, dining, and all that the Florida Keys have to offer. Experience relaxed coastal living in one of Key Largo's most sought-after gated communities.

Listing activity

Days on market: 64
Listed: Jul 21, 2026
MLS listing updated: Sep 23, 2026
Feed last checked: 5 minutes ago

Listed by Vivian Serralta · BHHS EWM Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Bathrooms (decimal): 2.5
Full bathrooms: 2
Half bathrooms: 1

Rooms & features

Rooms: 1
Interior features: Other
Flooring: Tile
Appliances: Electric Water Heater, Dishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
Furnished: Furnished
Window features: Blinds

Heating & cooling

Heating: Central
Cooling: Central Air, Electric

Property

Parking

Garage spaces: 0
Carport spaces: 3
Carport: Yes
Covered spaces: 3
Parking features: Guest
Attached garage: No

Exterior

Stories: 1
Exterior features: Balcony, Lighting
Pool: Yes
Pool features: In Ground
View: Ocean
Waterfront: Ocean Access
Waterfront property: Yes

Lot

Zoning: 0
Road surface: Paved
Road frontage: Private Road

Construction

Type & style

Home type: Single Family Residence
Year built: 2018
New construction: No

Materials

Construction: CBS
Roof: Metal
Property condition: Resale
Levels: One
Faces: East

Utilities & green energy

Utilities

Electric: Circuit Breakers
Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: KEY LARGO OCEAN RESORT CON
MLS area: 5940 - Other Florida County
MLS subarea: Other
Security: Security Patrol, Smoke Detector(s)
Pets allowed: No
55+ community: No

Association

Has association: Yes
Association fee: $520 monthly
Estimated monthly dues: $520
Amenities: Security, Gated, Pool, Boating, Clubhouse, Fishing Pier, Fitness Center, Management, Manager On Site, Street Lights

Lease details

Not reported by the listing source.

Location

Area details

City: Key Largo
County: Monroe
ZIP code: 33037

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12057219
Possession: Negotiable
Original list price: $995,000
Parcel number: 00483401014400
Annual property tax: $0
Tax year: 2025
Tax legal description: UNIT 144 KEY LARGO OCEAN RESORT CONDOMINIUM OR2611-923 OR2828-1352 OR3153-1779

Additional MLS details

Reported by the listing source

Association Amenities: Security, Gated, Pool, Boating, Clubhouse, Fishing Pier, Fitness Center, Management, Manager On Site, Street Lights
Association Fee Frequency: Monthly
Association: Yes
Bathrooms Total Decimal: 2.5
Bathrooms Total Integer: 3
Construction Materials: CBS
County Or Parish: Monroe
Days On Market: 64
Direction Faces: East
Elementary School: Key Largo
High School: Coral Shores
List Price: 995000
Listing Contract Date: 2026-07-21
Living Area: 1655
MLSArea Major: 5940 - Other Florida County
MLSArea Minor: Other
Middle Or Junior School: Key Largo
Mls Status: Active
On Market Date: 2026-07-21
Photos Count: 30
Postal Code: 33037
Property Sub Type: Single Family Residence
Property Type: Residential
Road Frontage Type: Private Road
Road Surface Type: Paved
Rooms Total: 1
Security Features: Security Patrol, Smoke Detector(s)
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-07-21T04:00:00Z
Stories Total: 1
Subdivision Name: KEY LARGO OCEAN RESORT CON
Water Source: Public
Waterfront Features: Ocean Access
Tax Annual Amount: 0
Bathrooms Full: 2
Pool Private: Yes
Bedrooms Total: 3
Bathrooms Half: 1
Financial Information: Estimated Monthly Assoc Recurring Fee: 520

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Jul 21, 2026	ListedMIAMI REALTORS® MLS	$995,000$601/sqft

Public tax history

Year	Property taxes	Assessment
2025	$0	—

Payment calculator

Estimated monthly payment$6,181/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $5,163
Property taxes: $0
Insurance: $498
Association dues: $520

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

KEY LARGO OCEAN RESORT CON

Key Largo · Monroe County · 33037

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Key LargoElementary

—

Key LargoMiddle

—

Coral ShoresHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

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