Premier Brokers International
32 Pirates Drive, Key Largo, FL 33037
ActiveMLS listing sourceMIAMI REALTORS® MLS
ActiveMLS® A12051508
$639,000

32 Pirates Drive, Key Largo, FL 33037

Beds
2
Baths
1
Sqft
700
Est. payment$3,946/mo
Home type
Single Family Residence
Year built
1966
Lot size
3,049 sqft
Price / sqft
$913
HOA
$0/mo
Community
PIRATES COVE

Property description

Sweet and Sleek in the Keys! Welcome to your own slice of paradise--a beautifully remodeled 2-bedroom, 1-bath conch-style home that embodies the breezy charm of the Florida Keys with the polish of a custom retreat. This home has been expertly designed with a smart, efficient layout where every detail has its place--much like the tidy elegance of a well-kept ship. From the gleaming finishes to the thoughtful flow, everything has been redone from top to bottom. The kitchen is sleek and modern, the living space is light-filled and airy, and each bedroom offers comfort and tranquility in a beautifully organized footprint. Home is uniquely situated to give plenty of room for your cars and boat. Outside, the neighborhood radiates warmth--full of friendly, family homes, where kids ride bikes, neighbors wave, and the laid-back Keys lifestyle thrives. Enjoy access to a boat ramp a few homes away, a delightful little beach, and a clubhouse where school pickup adds peace of mind for families. Voluntary Boating Association with nominal fee of $250 per year. Whether you're looking for a cozy getaway or a full-time island nest, this charming coastal cottage is the perfect blend of tropical ease and efficient elegance. This is an amazing opportunity for a new buyer to enjoy this move-in-ready retreat. Whether you're looking for a full-time residence or a vacation escape, this home checks every box.

Listing activity

Days on market
112
Listed
Jul 10, 2026
MLS listing updated
Oct 30, 2026
Feed last checked
11 minutes ago

Listed by Susan Kay Holler · LoKation

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
2
Bathrooms
1
Bathrooms (decimal)
1
Full bathrooms
1
Half bathrooms
0

Rooms & features

Rooms
0
Interior features
Built-in Features, Pantry
Flooring
Tile
Appliances
Dishwasher, Dryer, Electric Range, Refrigerator, Washer

Heating & cooling

Heating
Central
Cooling
Ceiling Fan(s), Central Air
Property

Parking

Garage spaces
0
Carport spaces
0
Covered spaces
0
Parking features
Boat, Driveway, RV Access/Parking
Attached garage
No

Exterior

Stories
1
Building area
876 sqft
Entry level
1
Patio & porch
Porch - Open, Porch, Patio
Pool
No
View
Garden
Waterfront property
No

Lot

Lot size
3,049 sqft
Lot size (acres)
0.07 acres
Zoning
IS-M
Road frontage
Public Road
Construction

Type & style

Home type
Single Family Residence
Year built
1966
New construction
No

Materials

Construction
Block
Roof
Metal
Property condition
Updated/Remodeled
Levels
One
Faces
Northwest
Utilities & green energy

Utilities

Sewer
Public Sewer
Water
Public
Community & HOA

Community

Subdivision
PIRATES COVE
MLS area
5940 - Other Florida County
MLS subarea
Other
55+ community
No

Association

Has association
No
Association fee
$0 annually
Estimated monthly dues
$0
Amenities
Boating, Clubhouse, Other
Lease details

Not reported by the listing source.

Location

Area details

City
Key Largo
County
Monroe
ZIP code
33037
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
A12051508
Possession
Close Of Escrow, Negotiable
Original list price
$639,000
Parcel number
00493500000000
Annual property tax
$3,727
Tax year
2025
Tax legal description
BK 5 LT 14 PIRATES COVE KEY LARGO OR507-1086 OR748-129 OR1026-284 OR1026-285AFF OR1099-2129 OR1816-897Q/C OR1970-292 OR3199-1213
Additional MLS details

Reported by the listing source

Association Amenities
Boating, Clubhouse, Other
Association Fee Frequency
Annually
Association
No
Bathrooms Total Decimal
1
Bathrooms Total Integer
1
Building Area Total
876
Construction Materials
Block
County Or Parish
Monroe
Days On Market
112
Direction Faces
Northwest
Elementary School
Key Largo
High School
Coral Shores
List Price
639000
Listing Contract Date
2026-07-10
Living Area
700
Lot Size Acres
0.07
Lot Size Area
3189
MLSArea Major
5940 - Other Florida County
MLSArea Minor
Other
Middle Or Junior School
Key Largo
Mls Status
Active
On Market Date
2026-07-10
Patio And Porch Features
Porch - Open, Porch, Patio
Photos Count
25
Postal Code
33037
Property Sub Type
Single Family Residence
Property Type
Residential
Road Frontage Type
Public Road
Rooms Total
0
Senior Community
No
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-07-10T04:00:00Z
Stories Total
1
Subdivision Name
PIRATES COVE
Water Source
Public
Tax Annual Amount
3727
Bathrooms Full
1
Pool Private
No
Bedrooms Total
2
Waterfront
No
Bathrooms Half
0

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Jul 10, 2026ListedMIAMI REALTORS® MLS$639,000$913/sqft

Public tax history

YearProperty taxesAssessment
2025$3,727—

Payment calculator

Estimated monthly payment$3,946/moIllustrative estimate, not a loan offer.
Principal & interest
$3,316
Property taxes
$311
Insurance
$320
Association dues
$0

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

PIRATES COVE

Key Largo · Monroe County · 33037

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Key LargoElementary
—
Key LargoMiddle
—
Coral ShoresHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes

Similar homes

12 homes
MLS listing source

MIAMI REALTORS® MLS · Listing courtesy of LoKation. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.