Active Under ContractMLS® B26057985
$479,000
2195 SW Shoal Creek Trace, Palm City, FL 34990
- Beds
- 3
- Baths
- 3
- Sqft
- 1,751
- Home type
- Single Family Residence
- Year built
- 1989
- Lot size
- 6,098 sqft
- Price / sqft
- $274
- HOA
- $409/mo
- Community
- CHARTER CLUB AT MARTIN DOWNS
Property description
Welcome to Charter Club at Martin Downs! This beautifully maintained 3 bedroom, 2.5 bath home offers an open-concept layout with high ceilings, a 1st floor primary suite and peaceful lake views. Enjoy indoor-outdoor living from the covered, screened patio, perfect for relaxing or entertaining. Additional features include impact windows, an EV charging station, and access to community amenities including a pool and tennis courts. Conveniently located near shopping, dining, golf, I-95, and the Turnpike.
Listing activity
- Days on market
- 28
- Listed
- Jul 28, 2026
- MLS listing updated
- 37 minutes ago
- Feed last checked
- 7 minutes ago
Listed by Jeannie Jacobson · RE/MAX Gold
Map
Map location is based on MLS-supplied coordinates. Verify the location before relying on it.
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms
- 3
- Bathrooms
- 3
- Bathrooms (decimal)
- 2.5
- Full bathrooms
- 2
- Half bathrooms
- 1
- Main-level bedrooms
- 1
- Main-level bathrooms
- 2
Rooms & features
- Rooms
- 9
- Interior features
- Bedroom Layout - Split, Vaulted Ceiling(s)
- Flooring
- Ceramic Tile, Laminate
- Appliances
- Electric Water Heater, Dishwasher, Electric Range, Microwave, Refrigerator, Water Heater
- Laundry
- Inside, Laundry Room
- Fireplace
- No
- Furnished
- Unfurnished
Heating & cooling
- Heating
- Central
- Cooling
- Central Air
Property
Parking
- Garage spaces
- 2
- Garage
- Yes
- Carport
- No
- Parking spaces
- 4
- Covered spaces
- 2
- Parking features
- Attached Garage, Driveway, Electric Vehicle Charging Station(s), Garage, Garage Door Opener
- Attached garage
- Yes
Exterior
- Stories
- 2
- Building area
- 2,171 sqft
- Patio & porch
- Patio - Screened, Patio - Covered, Patio
- Pool
- No
- View
- Lake
- Waterfront
- Lake
- Waterfront property
- Yes
Lot
- Lot size
- 6,098 sqft
- Lot size (acres)
- 0.14 acres
- Lot features
- Interior Lot, Landscaped
- Zoning
- Residential
Construction
Type & style
- Home type
- Single Family Residence
- Structure type
- House
- Year built
- 1989
- New construction
- No
Materials
- Construction
- CBS, Concrete Block - With Stucco
- Roof
- Barrel, Tile
- Property condition
- Resale
- Levels
- Two
- Faces
- Southwest
Utilities & green energy
Utilities
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision
- CHARTER CLUB AT MARTIN DOWNS
- MLS area
- 6090 - Palm City
- MLS subarea
- MRTC - Martin County
- Security
- Gated - No Guard, Security System
- Pets allowed
- Pet Restrictions Possible, Yes
- 55+ community
- No
Association
- Has association
- Yes
- Association fee
- $1,225 quarterly
- Estimated monthly dues
- $409
- Amenities
- Pool, Heated Pool, Pickleball Court(s), Spa/Hot Tub, Tennis Court(s)
- Services included
- Recreation Facility, Cable TV, Common Areas, Internet, Maintenance Grounds, Security
- Association name
- Charter Club at Martin Downs HOA Inc.
- Association phone
- 772-678-6524
Lease details
Not reported by the listing source.
Location
Area details
- City
- Palm City
- County
- Martin
- ZIP code
- 34990
Manufactured home details
Not reported by the listing source.
Financial & listing details
Listing
- MLS number
- B26057985
- Possession
- Close Of Escrow
- Original list price
- $489,000
- Parcel number
- 183841018000016909
- Annual property tax
- $6,681.67
- Tax year
- 2025
- Assessed value
- $393,960
- Tax legal description
- CHARTER CLUB AT MARTIN DOWNS LOT 169
- Special listing conditions
- Standard
Additional MLS details
Reported by the listing source
- Association Amenities
- Pool, Heated Pool, Pickleball Court(s), Spa/Hot Tub, Tennis Court(s)
- Association Fee Frequency
- Quarterly
- Association Fee Includes
- Recreation Facility, Cable TV, Common Areas, Internet, Maintenance Grounds, Security
- Association
- Yes
- Bathrooms Total Decimal
- 2.5
- Bathrooms Total Integer
- 3
- Building Area Total
- 2171
- Construction Materials
- CBS, Concrete Block - With Stucco
- County Or Parish
- Martin
- Days On Market
- 28
- Direction Faces
- Southwest
- Elementary School
- Bessey Creek
- High School
- Martin County
- Laundry Features
- Inside, Laundry Room
- List Price
- 479000
- Listing Contract Date
- 2026-07-28
- Living Area
- 1751
- Lot Size Acres
- 0.14
- Lot Size Area
- 6117
- MLSArea Major
- 6090 - Palm City
- MLSArea Minor
- MRTC - Martin County
- Main Level Bathrooms
- 2
- Main Level Bedrooms
- 1
- Middle Or Junior School
- Hidden Oaks
- Mls Status
- Active Under Contract
- On Market Date
- 2026-07-29
- Parking Total
- 4
- Patio And Porch Features
- Patio - Screened, Patio - Covered, Patio
- Photos Count
- 33
- Postal Code
- 34990
- Price Change Timestamp
- 2026-08-11T18:15:27Z
- Property Sub Type
- Single Family Residence
- Property Type
- Residential
- Rooms Total
- 9
- Security Features
- Gated - No Guard, Security System
- Senior Community
- No
- Standard Status
- Active Under Contract
- State Or Province
- FL
- Status Change Timestamp
- 2026-08-25T22:22:55Z
- Stories Total
- 2
- Subdivision Name
- CHARTER CLUB AT MARTIN DOWNS
- Tax Assessed Value
- 393960
- Water Source
- Public
- Waterfront Features
- Lake
- Tax Annual Amount
- 6681.67
- Bathrooms Full
- 2
- Pool Private
- No
- Bedrooms Total
- 3
- Bathrooms Half
- 1
- Financial Information: Estimated Monthly Assoc Recurring Fee
- 409
Market value
Price history
| Date | Event | Price |
|---|---|---|
| Jul 28, 2026 | ListedBeachesMLS | $489,000$279/sqft |
| Aug 11, 2026 | Price reducedBeachesMLS | $479,000$274/sqft |
Public tax history
| Year | Property taxes | Assessment |
|---|---|---|
| 2025 | $6,682 | $393,960 |
Payment calculator
Estimated monthly payment$3,691/moIllustrative estimate, not a loan offer.
- Principal & interest
- $2,485
- Property taxes
- $557
- Insurance
- $240
- Association dues
- $409
Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.
Neighborhood
Area
CHARTER CLUB AT MARTIN DOWNSPalm City · Martin County · 34990
Climate risk
—No licensed climate-risk source is connected.
Nearby schools
Bessey CreekElementary
—Hidden OaksMiddle
—Martin CountyHigh
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