Price reducedMLS® A12041458

$305,000

↓ Price reduced $10,000 on Sep 29, 2026

1120 102nd Street 21, Bay Harbor Islands, FL 33154

Beds: 1
Baths: 1
Sqft: 810

Est. payment$2,407/mo

Home type: Condominium
Year built: 1964
Lot size: —
Price / sqft: $377
HOA: $640/mo
Community: GOLDEN KEY CNDO

Property description

Welcome to Bay Harbor Islands living at its finest. This charming 1-bedroom, 1-bath residence is located in an intimate boutique building of only 24 units, offering privacy, tranquility, and a true neighborhood feel. Ideally situated just minutes from the beach, world-renowned Bal Harbour Shops, exceptional dining, parks, and top-rated schools, this home combines convenience with a relaxed coastal lifestyle. Enjoy a peaceful community atmosphere in one of South Florida’s most desirable locations, perfect as a primary residence, vacation getaway, or investment opportunity. Motivated seller—don’t miss this exceptional value in the heart of Bay Harbor Islands.

Listing activity

Days on market: 98
Listed: Jun 23, 2026
MLS listing updated: 1 hour ago
Feed last checked: 4 minutes ago

Listed by Odalys Tapia · Optimar International Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 1
Bathrooms: 1
Bathrooms (decimal): 1
Full bathrooms: 1

Rooms & features

Rooms: 0
Interior features: Walk-In Closet(s)
Flooring: Ceramic Tile, Laminate
Appliances: Electric Range, Microwave, Refrigerator

Heating & cooling

Heating: Central
Cooling: Central Air

Property

Parking

Garage spaces: 0
Carport spaces: 0
Covered spaces: 0
Parking features: Assigned
Attached garage: No

Exterior

Stories: 3
Exterior features: Balcony
View: Other
Waterfront property: No

Construction

Type & style

Home type: Condominium
Architectural style: Other
Year built: 1964
New construction: No

Materials

Construction: Block, CBS
Property condition: Resale

Utilities & green energy

Not reported by the listing source.

Community & HOA

Community

Subdivision: GOLDEN KEY CNDO
MLS area: 2220
Security: None
Pets allowed: No
55+ community: No

Association

Has association: Yes
Association fee: $640 monthly
Estimated monthly dues: $640
Amenities: Pool, Elevator(s), Laundry, Trash Chute
Services included: Hot Water, Maintenance Grounds, Sewer, Trash, Water

Lease details

Not reported by the listing source.

Location

Area details

City: Bay Harbor Islands
County: Miami-Dade
ZIP code: 33154

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12041458
Possession: Negotiable
Original list price: $315,000
Parcel number: 1322270530200
Annual property tax: $383
Tax year: 2025
Tax legal description: GOLDEN KEY CONDO, THE UNIT 21 UNDIV 1/24TH INT N COMMON ELEMENTS OFF REC 9398-1023 OR 15797-0165 0193 1

Additional MLS details

Reported by the listing source

Association Amenities: Pool, Elevator(s), Laundry, Trash Chute
Association Fee Frequency: Monthly
Association Fee Includes: Hot Water, Maintenance Grounds, Sewer, Trash, Water
Association: Yes
Bathrooms Total Decimal: 1
Bathrooms Total Integer: 1
Construction Materials: Block, CBS
County Or Parish: Miami-Dade
Days On Market: 98
Elementary School: Ruth K. Broad Bay Harbor K-8
High School: Miami Beach
List Price: 305000
Listing Contract Date: 2026-06-23
Living Area: 810
MLSArea Major: 2220
Mls Status: Active
On Market Date: 2026-06-23
Photos Count: 27
Postal Code: 33154
Price Change Timestamp: 2026-09-29T21:54:32Z
Property Sub Type: Condominium
Property Type: Residential
Rooms Total: 0
Security Features: None
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-06-23T04:00:00Z
Stories Total: 3
Subdivision Name: GOLDEN KEY CNDO
Tax Annual Amount: 383
Bathrooms Full: 1
Bedrooms Total: 1
Waterfront: No
Financial Information: Estimated Monthly Assoc Recurring Fee: 640

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Jun 23, 2026	ListedMIAMI REALTORS® MLS	$315,000$389/sqft
Sep 29, 2026	Price reducedMIAMI REALTORS® MLS	$305,000$377/sqft

Public tax history

Year	Property taxes	Assessment
2025	$383	—

Payment calculator

Estimated monthly payment$2,407/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $1,583
Property taxes: $32
Insurance: $153
Association dues: $640

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

GOLDEN KEY CNDO

Bay Harbor Islands · Miami-Dade County · 33154

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Ruth K. Broad Bay Harbor K-8Elementary

—

Miami BeachHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

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