ActiveMLS® A12021668

$725,000

323 Bay View Avenue, Key Largo, FL 33037

Beds: 3
Baths: 2
Sqft: 1,801

Est. payment$4,622/mo

Home type: Single Family Residence
Year built: 1987
Lot size: 4,792 sqft
Price / sqft: $403
HOA: $46/mo
Community: BAY HAVEN SEC 2

Property description

Without Leaving South Florida: Private Key Largo Home With Boat Ramp & Bay Access This legal 3-bedroom Key Largo home that is increasingly difficult to find: privacy, parking, low HOA fees and easy Florida Bay access without waterfront pricing. Walk approximately 800 feet to the private homeowners' beach, dock and boat ramp. Bring the boat, RV and weekend bags. With only one neighboring property, abundant parking and flexible indoor space, this can work equally well as a weekend escape, seasonal home or full-time Keys residence, without waterfront pricing. KEY LARGO ESCAPE | $725,000 3BR • 2BA • Approx. 1,800 SF ? Private homeowners' beach ? Boat ramp + dock access ? Approx. 800 feet from Florida Bay ? Only one neighboring property ? Boat & RV parking ? Legal 3-bedroom configuration ? Accordion shutters ? Flex/work-from-home space

Listing activity

Days on market: 120
Listed: May 19, 2026
MLS listing updated: Sep 17, 2026
Feed last checked: 14 minutes ago

Listed by Steven Koleno · Beycome of Florida LLC

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Bathrooms (decimal): 2
Full bathrooms: 2
Half bathrooms: 0

Rooms & features

Rooms: 1
Interior features: Other
Flooring: Other
Appliances: Dishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer

Heating & cooling

Heating: Other
Cooling: Other

Property

Parking

Garage spaces: 1
Garage: Yes
Covered spaces: 1

Exterior

Stories: 2
Building area: 2,804 sqft
Exterior features: Other
Pool: No
Waterfront property: No

Lot

Lot size: 4,792 sqft
Lot size (acres): 0.11 acres
Zoning: SR

Construction

Type & style

Home type: Single Family Residence
Year built: 1987
New construction: No

Materials

Construction: CBS, Frame
Roof: Other
Property condition: Resale
Levels: Two
Faces: North

Utilities & green energy

Utilities

Water: Other
Utilities: Sewer Available

Community & HOA

Community

Subdivision: BAY HAVEN SEC 2
MLS area: 5940 - Other Florida County
MLS subarea: Other
55+ community: No

Association

Has association: Yes
Association fee: $550 annually
Estimated monthly dues: $46
Amenities: Other

Lease details

Not reported by the listing source.

Location

Area details

City: Key Largo
County: Monroe
ZIP code: 33037

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12021668
Possession: Negotiable
Original list price: $749,000
Parcel number: 00516890000000
Annual property tax: $5,416
Tax year: 2025
Tax legal description: BK 6 LT 13 BAY HAVEN SEC 2 PB2-34 KEY LARGO G26-162 OR876-434 OR957-1222 OR984-186 OR1039-1693 OR1342-272 OR1340-51 OR1340-52 OR2197-1846 OR

Additional MLS details

Reported by the listing source

Association Amenities: Other
Association Fee Frequency: Annually
Association: Yes
Bathrooms Total Decimal: 2
Bathrooms Total Integer: 2
Building Area Total: 2804
Construction Materials: CBS, Frame
County Or Parish: Monroe
Days On Market: 120
Direction Faces: North
Elementary School: Key Largo
High School: Coral Shores
List Price: 725000
Listing Contract Date: 2026-05-19
Living Area: 1801
Lot Size Acres: 0.11
Lot Size Area: 5000
MLSArea Major: 5940 - Other Florida County
MLSArea Minor: Other
Middle Or Junior School: Key Largo
Mls Status: Active
On Market Date: 2026-05-19
Photos Count: 67
Postal Code: 33037
Price Change Timestamp: 2026-06-26T18:50:34Z
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 1
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-05-19T04:00:00Z
Stories Total: 2
Subdivision Name: BAY HAVEN SEC 2
Water Source: Other
Tax Annual Amount: 5416
Bathrooms Full: 2
Pool Private: No
Bedrooms Total: 3
Waterfront: No
Bathrooms Half: 0
Financial Information: Estimated Monthly Assoc Recurring Fee: 46

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
May 19, 2026	ListedMIAMI REALTORS® MLS	$749,000$416/sqft
Jun 26, 2026	Price reducedMIAMI REALTORS® MLS	$725,000$403/sqft

Public tax history

Year	Property taxes	Assessment
2025	$5,416	—

Payment calculator

Estimated monthly payment$4,622/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $3,762
Property taxes: $451
Insurance: $363
Association dues: $46

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

BAY HAVEN SEC 2

Key Largo · Monroe County · 33037

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Key LargoElementary

—

Key LargoMiddle

—

Coral ShoresHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

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