ActiveMLS® A12019440

$319,900

409 NE 25th Terrace, Cape Coral, FL 33909

Beds: 4
Baths: 2
Sqft: 1,837

Est. payment$2,128/mo

Home type: Single Family Residence
Year built: 2005
Lot size: —
Price / sqft: $174
HOA: $0/mo
Community: Cape Coral

Property description

Enjoy ultimate peace of mind & INSURANCE SAVINGS in this UPDATED, move-in-ready 4BR/2BA/2CG home boasting a new 2023 ROOF & X-flood zone (NO FLOOD INS. REQUIRED) w/ no HOA! One-Story Home on OVERSIZED CORNER LOT! NEW A/C COMING SOON. Bright open-concept layout, VAULTED CEILINGS, & MODERN finishes. The home sits on an over 1/4 acre corner lot w/room for a pool. *OPEN-CONCEPT layout w/VAULTED ceilings & natural light *SPLIT bedroom floorplan for privacy *Primary bedroom suite has a large WALK-IN CLOSET, GRANITE countertops, modern fixtures, DOUBLE SINK, separate tub & shower and PRIVATE toilet closet *NEW Lifeproof wood-look flooring seamlessly throughout *Neutral color palette, MODERN light fixtures & recessed lighting *Welcoming foyer entry *Spacious EAT-IN kitchen w/GRANITE countertops & new Frigidaire stainless steel appliances *Oversized double sliders leading to the covered, screened-in patio. MAJOR UPDATES include *Roof (2023) *Water heater (2023) *Water pump (2024) *Updated finishes & modern touches throughout. OUTDOOR LIVING *Enjoy Florida living on the covered screened-in patio, overlooking the expansive CORNER LOT w/plenty of space to design your dream backyard or add a pool. PRIME LOCATION *Minutes from beaches, boat ramps, & outdoor recreation. Close to schools, parks, medical facilities, restaurants, retail, parks, & waterfront activities. This light & bright, updated home is perfect for buyers seeking a MOVE-IN-READY property w/strong value. *NO HOA *X FLOOD ZONE

Listing activity

Days on market: 134
Listed: May 17, 2026
MLS listing updated: Sep 28, 2026
Feed last checked: 5 minutes ago

Listed by Denise Costello · Coldwell Banker Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Bathrooms (decimal): 2
Full bathrooms: 2

Rooms & features

Rooms: 1
Interior features: Bar, Bedroom Layout - Split, Entrance Foyer, Pantry, Roman Tub, Vaulted Ceiling(s)
Flooring: Laminate
Appliances: Electric Water Heater, Dishwasher, Electric Range, Microwave, Oven, Refrigerator, Water Softener
Laundry: Washer Hookup, Dryer Hookup
Window features: Blinds

Heating & cooling

Heating: Central, Electric
Cooling: Ceiling Fan(s), Central Air, Electric

Property

Parking

Garage spaces: 2
Garage: Yes
Covered spaces: 2
Parking features: Driveway
Attached garage: No

Exterior

Stories: 1
Building area: 2,280 sqft
Entry level: 1
Patio & porch: Porch - Screened, Porch, Patio
Pool: No
View: Other
Waterfront property: No

Lot

Lot dimensions: .26 Acres
Lot features: Room for Pool
Zoning: R1
Road surface: Paved
Road frontage: Public Road

Construction

Type & style

Home type: Single Family Residence
Architectural style: Ranch
Year built: 2005

Materials

Construction: Block, Stucco
Roof: Shingle
Levels: One
Faces: South

Utilities & green energy

Utilities

Sewer: Septic Tank
Water: Well

Community & HOA

Community

Subdivision: Cape Coral
MLS area: 5940 - Other Florida County
MLS subarea: Other
Security: Smoke Detector(s)
55+ community: No

Association

Has association: No
Estimated monthly dues: $0
Amenities: Street Lights, None

Lease details

Not reported by the listing source.

Location

Area details

City: Cape Coral
County: Lee
ZIP code: 33909

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12019440
Possession: Close Of Escrow, Negotiable
Original list price: $331,900
Parcel number: 254323C3023090400
Annual property tax: $3,697
Tax year: 2024
Tax legal description: CAPE CORAL UNIT 36 BLK 2309 PB 16 PG 120 LOTS 40 + 41

Additional MLS details

Reported by the listing source

Association Amenities: Street Lights, None
Association: No
Bathrooms Total Decimal: 2
Bathrooms Total Integer: 2
Building Area Total: 2280
Construction Materials: Block, Stucco
County Or Parish: Lee
Days On Market: 134
Direction Faces: South
Laundry Features: Washer Hookup, Dryer Hookup
List Price: 319900
Listing Contract Date: 2026-05-17
Living Area: 1837
Lot Size Dimensions: .26 Acres
MLSArea Major: 5940 - Other Florida County
MLSArea Minor: Other
Mls Status: Active
On Market Date: 2026-09-22
Patio And Porch Features: Porch - Screened, Porch, Patio
Photos Count: 50
Postal Code: 33909
Price Change Timestamp: 2026-07-10T17:37:42Z
Property Sub Type: Single Family Residence
Property Type: Residential
Road Frontage Type: Public Road
Road Surface Type: Paved
Rooms Total: 1
Security Features: Smoke Detector(s)
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-09-22T23:02:49Z
Stories Total: 1
Subdivision Name: Cape Coral
Water Source: Well
Tax Annual Amount: 3697
Bathrooms Full: 2
Pool Private: No
Bedrooms Total: 4
Waterfront: No

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
May 17, 2026	ListedMIAMI REALTORS® MLS	$331,900$181/sqft
Jul 10, 2026	Price reducedMIAMI REALTORS® MLS	$319,900$174/sqft

Public tax history

Year	Property taxes	Assessment
2024	$3,697	—

Payment calculator

Estimated monthly payment$2,128/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $1,660
Property taxes: $308
Insurance: $160
Association dues: $0

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

Cape Coral

Cape Coral · Lee County · 33909

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Not reported by the listing source.

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes