ActiveMLS® A12008795

$550,000

20478 NW 4th Court, Miami Gardens, FL 33169

Beds: 3
Baths: 3
Sqft: 1,595

Est. payment$4,346/mo

Home type: Townhouse
Year built: 2022
Lot size: —
Price / sqft: $345
HOA: $458/mo
Community: VISTA LAGO

Property description

Welcome to the former model home of Vista Lago, a boutique gated community in Miami Gardens. Selected as the showcase residence, this 3-bedroom, 2.5-bath townhouse offers 1,595 sq. ft. of thoughtfully designed living space on a premium lot with the longest lake view in the community.Features include a 1-car garage plus brick-paved driveway for two additional vehicles, open-concept layout, modern kitchen with quartz countertops and stainless steel appliances, tile flooring, custom light fixtures and ceiling fans, custom window treatments, accordion shutters throughout, built-in smart home system, and high-end washer and dryer.Fully fenced backyard with pavers, perfect for entertaining while enjoying stunning sunset views over the lagoon. Enjoy resort-style amenities in this exclusive 113-home gated community: clubhouse, fitness center, pool and playground. Flexible financing available with as little as 3.5% down (FHA, Conventional, or down payment assistance programs).

Listing activity

Days on market: 140
Listed: Apr 27, 2026
MLS listing updated: Sep 13, 2026
Feed last checked: 13 minutes ago

Listed by Marianela Bracho · Brokers, LLC

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Bathrooms (decimal): 2.5
Full bathrooms: 2
Half bathrooms: 1

Rooms & features

Rooms: 0
Flooring: Carpet, Ceramic Tile
Appliances: Disposal, Dryer, Electric Range, Oven, Refrigerator, Washer

Heating & cooling

Heating: Central
Cooling: Central Air

Property

Parking

Garage spaces: 1
Garage: Yes
Covered spaces: 1

Exterior

Stories: 2
Building area: 1,784 sqft
Entry level: 1
Patio & porch: Porch - Open, Porch, Patio
Exterior features: Lighting
View: Lagoon, Canal
Waterfront: None, Canal Front, Lagoon
Waterfront property: Yes

Construction

Type & style

Home type: Townhouse
Structure type: Townhouse
Year built: 2022

Materials

Construction: CBS

Utilities & green energy

Not reported by the listing source.

Community & HOA

Community

Subdivision: VISTA LAGO
MLS area: 2110
Security: Key Card Entry, Security Fence
Pets allowed: No Restrictions, Yes
55+ community: No

Association

Has association: Yes
Association fee: $458 monthly
Estimated monthly dues: $458
Amenities: Maintenance, Pool, Clubhouse, Fitness Center, Playground

Lease details

Not reported by the listing source.

Location

Area details

City: Miami Gardens
County: Miami-Dade
ZIP code: 33169

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12008795
Possession: Negotiable
Original list price: $550,000
Parcel number: 3411360621120
Annual property tax: $9,112
Tax year: 2025
Tax legal description: VISTA LAGO PB 175-018 T-24185 LOT 4 BLK 13 LOT SIZE 2040 SQ FT M/L FAU 34-1136-000-0030

Additional MLS details

Reported by the listing source

Association Amenities: Maintenance, Pool, Clubhouse, Fitness Center, Playground
Association Fee Frequency: Monthly
Association: Yes
Bathrooms Total Decimal: 2.5
Bathrooms Total Integer: 3
Building Area Total: 1784
Construction Materials: CBS
County Or Parish: Miami-Dade
Days On Market: 140
Elementary School: Norland
High School: Miami Norland
List Price: 550000
Living Area: 1595
MLSArea Major: 2110
Middle Or Junior School: Andover
Mls Status: Active
On Market Date: 2026-04-27
Patio And Porch Features: Porch - Open, Porch, Patio
Postal Code: 33169
Property Sub Type: Townhouse
Property Type: Residential
Rooms Total: 0
Security Features: Key Card Entry, Security Fence
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-04-27T04:00:00Z
Stories Total: 2
Subdivision Name: VISTA LAGO
Waterfront Features: None, Canal Front, Lagoon
Tax Annual Amount: 9112
Bathrooms Full: 2
Bedrooms Total: 3
Bathrooms Half: 1
Financial Information: Estimated Monthly Assoc Recurring Fee: 458

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Apr 27, 2026	ListedMIAMI REALTORS® MLS	$550,000$345/sqft

Public tax history

Year	Property taxes	Assessment
2025	$9,112	—

Payment calculator

Estimated monthly payment$4,346/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $2,854
Property taxes: $759
Insurance: $275
Association dues: $458

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

VISTA LAGO

Miami Gardens · Miami-Dade County · 33169

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

NorlandElementary

—

AndoverMiddle

—

Miami NorlandHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes