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1312 Peach Creek Drive, Osteen, FL 32764
ActiveBeachesMLS
ActiveMLS® B26010254
$349,900

1312 Peach Creek Drive, Osteen, FL 32764

Beds
4
Baths
2
Sqft
1,950
Est. payment$2,583/mo
Home type
Single Family Residence
Year built
2024
Lot size
5,663 sqft
Price / sqft
$179
HOA
$110/mo
Community
n/a

Property description

SELLER FINANCING AVAILABLE | FINANCIAMIENTO DISPONIBLE Move-In Special: $19,000 Down + $2,925/month, including taxes and insurance. 2024 built, 4 bedroom in Osteen with a real path to ownership. Seller financing and owner financing alternative, no bank needed. You become a legal co-owner at closing through the seller's co-ownership program. Every payment buys more of the home until you own 100%. Not rent to own, the equity you build is yours. Bank said no? Steady W-2, self employed or 1099 income plus your entry payment is what counts, not just a credit score. 1,950 sq ft of single story living, 4 bedrooms, 2 baths in Vineland Reserve, an easy drive to Sanford and Lake Mary on SR 415. Schedule your tour today and ask for the ownership guide.

Listing activity

Days on market
166
Listed
Apr 2, 2026
MLS listing updated
Sep 27, 2026
Feed last checked
4 minutes ago

Listed by Dustin Cook · The Keyes Company

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
4
Bathrooms
2
Bathrooms (decimal)
2
Full bathrooms
2
Half bathrooms
0
Main-level bedrooms
4
Main-level bathrooms
2

Rooms & features

Rooms
3
Interior features
Other
Flooring
Other
Appliances
Other
Laundry
Other
Fireplace
No
Furnished
Unfurnished

Heating & cooling

Heating
Central
Cooling
Ceiling Fan(s)
Property

Parking

Garage spaces
2
Garage
Yes
Carport
No
Parking spaces
2
Covered spaces
2
Parking features
Attached Garage, Garage
Attached garage
Yes

Exterior

Stories
1
Building area
2,402 sqft
Pool
No
Waterfront
None
Waterfront property
No

Lot

Lot size
5,663 sqft
Lot size (acres)
0.13 acres
Zoning
R-4
Construction

Type & style

Home type
Single Family Residence
Structure type
House
Year built
2024
New construction
No

Materials

Construction
Other
Roof
Other
Property condition
Resale
Faces
East
Utilities & green energy

Utilities

Sewer
Public Sewer
Water
Public
Utilities
None
Community & HOA

Community

Subdivision
n/a
MLS area
5940 - Other Florida County
MLS subarea
Other
Pets allowed
Breed Restrictions, Yes
55+ community
No

Association

Has association
Yes
Association fee
$110 monthly
Estimated monthly dues
$110
Amenities
Pool, Cabana, Community Room
Services included
Pool Service
Lease details

Not reported by the listing source.

Location

Area details

City
Osteen
County
Volusia
ZIP code
32764
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
B26010254
Possession
Close Of Escrow
Original list price
$389,999
Parcel number
12193104002190
Annual property tax
$5,788.44
Tax year
2025
Assessed value
$328,274
Tax legal description
12-19-31 LOT 219 VINELAND RESERVE PHASE 3 MB 64 PGS 133-136 PER OR 8554 PG 2268
Special listing conditions
Standard
Additional MLS details

Reported by the listing source

Association Amenities
Pool, Cabana, Community Room
Association Fee Frequency
Monthly
Association Fee Includes
Pool Service
Association
Yes
Bathrooms Total Decimal
2
Bathrooms Total Integer
2
Building Area Total
2402
Construction Materials
Other
County Or Parish
Volusia
Days On Market
166
Direction Faces
East
Laundry Features
Other
List Price
349900
Listing Contract Date
2026-04-02
Living Area
1950
Lot Size Acres
0.13
Lot Size Area
5744
MLSArea Major
5940 - Other Florida County
MLSArea Minor
Other
Main Level Bathrooms
2
Main Level Bedrooms
4
Mls Status
Active
On Market Date
2026-09-08
Parking Total
2
Photos Count
62
Postal Code
32764
Price Change Timestamp
2026-08-13T21:22:45Z
Property Sub Type
Single Family Residence
Property Type
Residential
Rooms Total
3
Senior Community
No
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-09-08T15:07:29Z
Stories Total
1
Subdivision Name
n/a
Tax Assessed Value
328274
Water Source
Public
Waterfront Features
None
Tax Annual Amount
5788.44
Bathrooms Full
2
Pool Private
No
Bedrooms Total
4
Bathrooms Half
0
Financial Information: Estimated Monthly Assoc Recurring Fee
110

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Apr 2, 2026ListedBeachesMLS$389,999$200/sqft
Aug 13, 2026Price reducedBeachesMLS$349,900$179/sqft

Public tax history

YearProperty taxesAssessment
2025$5,788$328,274

Payment calculator

Estimated monthly payment$2,583/moIllustrative estimate, not a loan offer.
Principal & interest
$1,816
Property taxes
$482
Insurance
$175
Association dues
$110

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

n/a

Osteen · Volusia County · 32764

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Not reported by the listing source.

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes

Similar homes

6 homes
BeachesMLS

BeachesMLS · Listing courtesy of The Keyes Company. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.

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