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ActiveMLS listing sourceMIAMI REALTORS® MLS
ActiveMLS® A11988324
$599,900

21040 SW 85th Pass, Cutler Bay, FL 33189

Beds
3
Baths
2
Sqft
1,193
Est. payment$3,894/mo
Home type
Single Family Residence
Year built
1989
Lot size
5,663 sqft
Price / sqft
$503
HOA
$118/mo
Community
CENTENNIAL SEC 2

Property description

Welcome to this inviting 3-bedroom, 2-bathroom home nestled in the desirable Cutler Bay community of Chanterelle by the Bay. Offering 1,193 sq ft of living space and 1,459 total sq ft on a 5,500 sq ft lot, this home is perfect for families seeking comfort, convenience, and a great neighborhood feel.A welcoming foyer leads into bright living and dining areas filled with natural light, with lovely views of the pool and backyard; ideal for everyday living and family gatherings. The primary bedroom features a spacious remodeled cabana-style bathroom with direct access to the pool area and a walk-in closet.Step outside to a true backyard retreat where kids and adults alike can enjoy the swimming pool, tiki bar, and even a pool table; perfect for weekend barbecues, celebrations, or simply relaxing at home. Additional features include a roof replaced in 2015, washer and dryer conveniently located in the garage, accordion/panel shutters for peace of mind, a wood-fenced yard for privacy, and a 1-car garage. Located near great schools and just minutes from parks, bike paths, and top outdoor destinations; including Black Point Marina, Lakes by the Bay, and Saga Bay Park—offering endless opportunities for family fun and outdoor activities.

Listing activity

Days on market
173
Listed
Mar 30, 2026
MLS listing updated
Sep 19, 2026
Feed last checked
14 minutes ago

Listed by Carlos E Pena · The Keyes Company

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
3
Bathrooms
2
Bathrooms (decimal)
2
Full bathrooms
2
Half bathrooms
0

Rooms & features

Rooms
0
Interior features
Entrance Foyer, Pantry, Storage, Walk-In Closet(s)
Flooring
Tile
Appliances
Dryer, Electric Range, Microwave, Refrigerator, Washer
Furnished
Unfurnished
Window features
Blinds

Heating & cooling

Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air, Electric
Property

Parking

Garage spaces
1
Garage
Yes
Covered spaces
1
Parking features
Attached, Attached Garage, Driveway, Garage
Attached garage
Yes

Exterior

Stories
1
Building area
1,459 sqft
Entry level
1
Patio & porch
Patio
Exterior features
Lighting
Fencing
Fenced
Pool
Yes
Pool features
In Ground
View
Pool, Other
Waterfront property
No

Lot

Lot size
5,663 sqft
Lot size (acres)
0.13 acres
Lot dimensions
52X105
Zoning
0100
Construction

Type & style

Home type
Single Family Residence
Year built
1989
New construction
No

Materials

Construction
CBS
Roof
Barrel
Property condition
Resale
Levels
One
Faces
East
Utilities & green energy

Utilities

Sewer
Public Sewer
Water
Public
Utilities
Cable Available
Community & HOA

Community

Subdivision
CENTENNIAL SEC 2
MLS area
2600
Pets allowed
Pet Restrictions Possible, Yes
55+ community
Yes

Association

Has association
Yes
Association fee
$118 monthly
Estimated monthly dues
$118
Amenities
Other
Lease details

Not reported by the listing source.

Location

Area details

City
Cutler Bay
County
Miami-Dade
ZIP code
33189
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
A11988324
Possession
Negotiable
Original list price
$599,900
Parcel number
3660100210580
Annual property tax
$4,356
Tax year
2025
Tax legal description
CENTENNIAL SEC 2 PB 132-99 LOT 28 BLK 5 LOT SIZE 5500 SQ FT & INT IN COMMON AREA OR 16621-0249 1294 1 F/A/U 30-6010-021-0580
Additional MLS details

Reported by the listing source

Association Amenities
Other
Association Fee Frequency
Monthly
Association
Yes
Bathrooms Total Decimal
2
Bathrooms Total Integer
2
Building Area Total
1459
Construction Materials
CBS
County Or Parish
Miami-Dade
Days On Market
173
Direction Faces
East
Elementary School
Dr. Edward L. Whigham
High School
Miami Southridge
List Price
599900
Listing Contract Date
2026-03-30
Living Area
1193
Lot Size Acres
0.13
Lot Size Area
5500
Lot Size Dimensions
52X105
MLSArea Major
2600
Middle Or Junior School
Cutler Bay Middle
Mls Status
Active
On Market Date
2026-03-30
Patio And Porch Features
Patio
Photos Count
38
Postal Code
33189
Property Sub Type
Single Family Residence
Property Type
Residential
Rooms Total
0
Senior Community
Yes
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-03-30T04:00:00Z
Stories Total
1
Subdivision Name
CENTENNIAL SEC 2
Water Source
Public
Tax Annual Amount
4356
Bathrooms Full
2
Pool Private
Yes
Bedrooms Total
3
Waterfront
No
Bathrooms Half
0
General Property Information: Senior Community
Yes
Financial Information: Estimated Monthly Assoc Recurring Fee
118

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Mar 30, 2026ListedMIAMI REALTORS® MLS$599,900$503/sqft

Public tax history

YearProperty taxesAssessment
2025$4,356—

Payment calculator

Estimated monthly payment$3,894/moIllustrative estimate, not a loan offer.
Principal & interest
$3,113
Property taxes
$363
Insurance
$300
Association dues
$118

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

CENTENNIAL SEC 2

Cutler Bay · Miami-Dade County · 33189

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary
—
Cutler Bay MiddleMiddle
—
Miami SouthridgeHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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MLS listing source

MIAMI REALTORS® MLS · Listing courtesy of The Keyes Company. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.