Premier Brokers International
1285 Hilltop Place, St. Cloud, FL 34772
ActiveMLS listing sourceMIAMI REALTORS® MLS
ActiveMLS® A11988973
$515,000

1285 Hilltop Place, St. Cloud, FL 34772

Beds
4
Baths
4
Sqft
3,068
Est. payment$3,534/mo
Home type
Single Family Residence
Year built
2021
Lot size
6,970 sqft
Price / sqft
$168
HOA
$114/mo
Community
Reserve at Pine Tree

Property description

STUNNING & MOVE-IN READY! This spacious 4BD/3.5BA home offers 3,088 sq ft. plus a versatile flex room that can be used as a 5th bedroom, office, gym, or playroom. The 1ST floor features a mudroom, laundry room, guest bath, & chef inspired kitchen that opens to the family & dining areas, perfect for entertaining. Upstairs includes a spacious primary suite, 3 additional bedrooms, Jack & Jill bath, large loft, & a convenient laundry chute to the 1st floor laundry room. Enjoy a paved backyard with plenty of room for a custom pool, creating the perfect private oasis for Florida living. NO CDD + LOW HOA! Ideally located minutes from Lake Nona, Medical City, Orlando International Airport, shopping, dining, & major roadways. A fantastic opportunity for those seeking space, functionality, & an unbeatable location without the premium price tag!

Listing activity

Days on market
188
Listed
Mar 25, 2026
MLS listing updated
4 hours ago
Feed last checked
7 minutes ago

Listed by Carrie Castro PA · Real Estate Empire Group, Inc.

Map

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
4
Bathrooms
4
Bathrooms (decimal)
3.5
Full bathrooms
3
Half bathrooms
1

Rooms & features

Rooms
4
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Electric Water Heater, Dishwasher, Dryer, Electric Range, Oven, Refrigerator, Washer

Heating & cooling

Heating
Central
Cooling
Central Air
Property

Parking

Garage spaces
2
Garage
Yes
Covered spaces
2
Parking features
Attached, Attached Garage, Driveway, Garage, Garage Door Opener, On Street, Paver Block
Attached garage
Yes

Exterior

Stories
2
Building area
3,556 sqft
Entry level
1
Patio & porch
Porch - Open, Porch, Patio
Exterior features
Lighting
Fencing
Fenced
Pool
No
View
Garden
Waterfront property
No

Lot

Lot size
6,970 sqft
Lot size (acres)
0.16 acres
Lot features
Room for Pool
Zoning
Residential
Road surface
Paved
Road frontage
Public Road
Construction

Type & style

Home type
Single Family Residence
Year built
2021
New construction
No

Materials

Construction
CBS
Roof
Shingle
Property condition
Resale
Levels
Two
Faces
North
Utilities & green energy

Utilities

Electric
Circuit Breakers
Sewer
Public Sewer
Water
Public
Community & HOA

Community

Subdivision
Reserve at Pine Tree
MLS area
5940 - Other Florida County
MLS subarea
Other
55+ community
Yes

Association

Has association
Yes
Association fee
$114 monthly
Estimated monthly dues
$114
Amenities
Pool, Sidewalks
Lease details

Not reported by the listing source.

Location

Area details

City
St. Cloud
County
Osceola
ZIP code
34772
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
A11988973
Possession
Negotiable
Original list price
$535,000
Parcel number
262630064000010850
Annual property tax
$5,880
Tax year
2025
Tax legal description
Reserve at Pine Tree PB 27 PGS 93-95 LOT 85
Additional MLS details

Reported by the listing source

Association Amenities
Pool, Sidewalks
Association Fee Frequency
Monthly
Association
Yes
Bathrooms Total Decimal
3.5
Bathrooms Total Integer
4
Building Area Total
3556
Construction Materials
CBS
County Or Parish
Osceola
Days On Market
188
Direction Faces
North
List Price
515000
Listing Contract Date
2026-03-25
Living Area
3068
Lot Size Acres
0.16
Lot Size Area
7080
MLSArea Major
5940 - Other Florida County
MLSArea Minor
Other
Mls Status
Active
On Market Date
2026-03-25
Patio And Porch Features
Porch - Open, Porch, Patio
Photos Count
1
Postal Code
34772
Price Change Timestamp
2026-06-05T17:47:18Z
Property Sub Type
Single Family Residence
Property Type
Residential
Road Frontage Type
Public Road
Road Surface Type
Paved
Rooms Total
4
Senior Community
Yes
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-03-25T04:00:00Z
Stories Total
2
Subdivision Name
Reserve at Pine Tree
Water Source
Public
Tax Annual Amount
5880
Bathrooms Full
3
Pool Private
No
Bedrooms Total
4
Waterfront
No
Bathrooms Half
1
General Property Information: Senior Community
Yes
Financial Information: Estimated Monthly Assoc Recurring Fee
114

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Mar 25, 2026ListedMIAMI REALTORS® MLS$535,000$174/sqft
Jun 5, 2026Price reducedMIAMI REALTORS® MLS$515,000$168/sqft

Public tax history

YearProperty taxesAssessment
2025$5,880—

Payment calculator

Estimated monthly payment$3,534/moIllustrative estimate, not a loan offer.
Principal & interest
$2,672
Property taxes
$490
Insurance
$258
Association dues
$114

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

Reserve at Pine Tree

St. Cloud · Osceola County · 34772

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Not reported by the listing source.

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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MLS listing source

MIAMI REALTORS® MLS · Listing courtesy of Real Estate Empire Group, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.