ActiveMLS® A11976351

$369,900

13 Judy Place, Key Largo, FL 33037

Beds: 3
Baths: 2
Sqft: 1,344

Est. payment$2,336/mo

Home type: Mobile Home
Year built: 1981
Lot size: 4,792 sqft
Price / sqft: $275
HOA: $0/mo
Community: LARGO GARDENS

Property description

ROGO EXEMPT BUILDABLE LOT inKey Largo! Exceptionalopportunity to redevelop a legally established homesite with prior residence, offering immediate building potential without waiting for ROGO allocation.Existing structure is a tear-down due to storm damage, making this a prime candidate for new construction built to current Florida Keys codes. Ideal for builders, investors, or end-users looking to secure a buildable parcel in a high-demand market.Located in a desirable neighborhood with strong redevelopment activity.Replacement permit opportunity - buyer to verify with Monroe County.

Listing activity

Days on market: 202
Listed: Mar 4, 2026
MLS listing updated: Sep 22, 2026
Feed last checked: 14 minutes ago

Listed by Luis Andrew Ruiz · EXP Realty, LLC

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Bathrooms (decimal): 2
Full bathrooms: 2
Half bathrooms: 0

Rooms & features

Rooms: 1
Interior features: Built-in Features, Closet Cabinetry
Flooring: Other
Appliances: Gas Range, Microwave, Refrigerator, Other
Other equipment: Other

Heating & cooling

Heating: Central
Cooling: Central Air

Property

Parking

Garage spaces: 0
Carport spaces: 0
Covered spaces: 0

Exterior

Building area: 1,470 sqft
Entry level: 1
Patio & porch: Porch - Open, Porch
Pool: No
View: Garden
Waterfront property: No

Lot

Lot size: 4,792 sqft
Lot size (acres): 0.11 acres
Zoning: URM
Road frontage: Public Road

Construction

Type & style

Home type: Mobile Home
Year built: 1981
New construction: No

Materials

Roof: Manufactured
Property condition: Resale
Faces: East

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: LARGO GARDENS
MLS area: 5940 - Other Florida County
MLS subarea: Other
55+ community: No

Association

Has association: No
Estimated monthly dues: $0

Lease details

Not reported by the listing source.

Location

Area details

City: Key Largo
County: Monroe
ZIP code: 33037

Manufactured home details

Home information

Model: ,LARGO GARDEN

Financial & listing details

Listing

MLS number: A11976351
Possession: Negotiable
Original list price: $409,000
Parcel number: 00458260000000
Annual property tax: $2,785
Tax year: 2025
Tax legal description: BK 14 LT 19 LARGO GARDENS KEY LARGO PB4-38 OR435-494 OR764-50 OR840-1488 OR840-1489 OR3268-1163 OR3276-737

Additional MLS details

Reported by the listing source

Association: No
Bathrooms Total Decimal: 2
Bathrooms Total Integer: 2
Building Area Total: 1470
County Or Parish: Monroe
Days On Market: 202
Direction Faces: East
Elementary School: Key Largo
High School: Coral Shores
List Price: 369900
Listing Contract Date: 2026-03-04
Living Area: 1344
Lot Size Acres: 0.11
Lot Size Area: 5000
MLSArea Major: 5940 - Other Florida County
MLSArea Minor: Other
Middle Or Junior School: Key Largo
Mls Status: Active
On Market Date: 2026-03-04
Patio And Porch Features: Porch - Open, Porch
Photos Count: 8
Postal Code: 33037
Price Change Timestamp: 2026-08-04T00:34:40Z
Property Sub Type: Mobile Home
Property Type: Residential
Road Frontage Type: Public Road
Rooms Total: 1
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-03-04T05:00:00Z
Subdivision Name: LARGO GARDENS
Water Source: Public
Tax Annual Amount: 2785
Bathrooms Full: 2
Pool Private: No
Bedrooms Total: 3
Waterfront: No
Bathrooms Half: 0

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Mar 4, 2026	ListedMIAMI REALTORS® MLS	$409,000$304/sqft
Aug 4, 2026	Price reducedMIAMI REALTORS® MLS	$369,900$275/sqft

Public tax history

Year	Property taxes	Assessment
2025	$2,785	—

Payment calculator

Estimated monthly payment$2,336/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $1,919
Property taxes: $232
Insurance: $185
Association dues: $0

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

LARGO GARDENS

Key Largo · Monroe County · 33037

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Key LargoElementary

—

Key LargoMiddle

—

Coral ShoresHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes