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520 Phillips Drive, Boca Raton, FL 33432
Price reducedBeachesMLS
Price reducedMLS® F10551329
$3,995,000

↓ Price reduced $255,000 on Oct 30, 2026

520 Phillips Drive, Boca Raton, FL 33432

Beds
3
Baths
3
Sqft
2,641
Est. payment$26,203/mo
Home type
Single Family Residence
Year built
1994
Lot size
8,712 sqft
Price / sqft
$1,513
HOA
$0/mo
Community
GOLDEN HARBOUR SEC 2

Property description

An exceptional opportunity located in Boca Raton's coveted Golden Harbour community awaits. This extremely rare offering presents unmatched potential in an irreplaceable location boasting 85' feet of direct deep-water frontage and desirable south exposure. Golden Harbour is East Boca Raton's premier waterfront neighborhood. Enjoy easy access to South Florida's most exclusive amenities, including beaches, golf courses, Lake Boca, Red Reef Park and the world-renowned Boca Raton Resort & Beach Club. Walkability to Mizner Park and Royal Palm Place offer additional fine dining and upscale shopping. Build a custom dream estate expanding 7000+ square feet or develop a spec home surrounded by ultra luxury residences in this prestigious enclave.

Listing activity

Days on market
262
Listed
Feb 10, 2026
MLS listing updated
Oct 30, 2026
Feed last checked
14 minutes ago

Listed by Christopher Scoppettone · Douglas Elliman

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
3
Bathrooms
3
Bathrooms (decimal)
3
Full bathrooms
3
Half bathrooms
0
Main-level bedrooms
3
Main-level bathrooms
3

Rooms & features

Rooms
1
Interior features
Vaulted Ceiling(s)
Flooring
Carpet, Tile, Other
Appliances
Dishwasher, Disposal, Dryer, Gas Range, Oven, Refrigerator, Washer, Water Heater, Water Purifier, Water Softener
Window features
Blinds

Heating & cooling

Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air, Electric
Property

Parking

Garage spaces
2
Garage
Yes
Covered spaces
2
Parking features
Driveway, Garage
Attached garage
No

Exterior

Stories
1
Entry level
1
Fencing
Fenced
Pool
Yes
Pool features
Private
View
Ocean, Canal
Waterfront
Other, Canal Front, Canal Width 1-80 Feet
Waterfront property
Yes

Lot

Lot size
8,712 sqft
Lot size (acres)
0.2 acres
Zoning
R1B (city)
Construction

Type & style

Home type
Single Family Residence
Structure type
House
Architectural style
Split Level
Year built
1994
New construction
No

Materials

Construction
Block
Roof
Spanish Tile
Property condition
Resale
Levels
One
Faces
South
Utilities & green energy

Utilities

Sewer
Public Sewer
Water
Public
Community & HOA

Community

Subdivision
GOLDEN HARBOUR SEC 2
MLS area
4180
MLS subarea
PB04
55+ community
No

Association

Has association
No
Estimated monthly dues
$0
Lease details

Not reported by the listing source.

Location

Area details

City
Boca Raton
County
Palm Beach
ZIP code
33432
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
F10551329
Possession
Negotiable
Original list price
$4,350,000
Parcel number
06434720310040240
Annual property tax
$41,713
Tax year
2025
Tax legal description
GOLDEN HARBOUR SEC 2 LT 24 BLK D
Additional MLS details

Reported by the listing source

Association
No
Bathrooms Total Decimal
3
Bathrooms Total Integer
3
Construction Materials
Block
County Or Parish
Palm Beach
Days On Market
262
Direction Faces
South
List Price
3995000
Listing Contract Date
2026-02-10
Living Area
2641
Lot Size Acres
0.2
Lot Size Area
8925
MLSArea Major
4180
MLSArea Minor
PB04
Main Level Bathrooms
3
Main Level Bedrooms
3
Mls Status
Active
On Market Date
2026-02-10
Photos Count
12
Postal Code
33432
Price Change Timestamp
2026-10-30T12:43:38Z
Property Sub Type
Single Family Residence
Property Type
Residential
Rooms Total
1
Senior Community
No
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-02-10T15:56:36Z
Stories Total
1
Subdivision Name
GOLDEN HARBOUR SEC 2
Water Source
Public
Waterfront Features
Other, Canal Front, Canal Width 1-80 Feet
Tax Annual Amount
41713
Bathrooms Full
3
Pool Private
Yes
Bedrooms Total
3
Bathrooms Half
0

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Feb 10, 2026ListedBeachesMLS$4,350,000$1,647/sqft
Oct 30, 2026Price reducedBeachesMLS$3,995,000$1,513/sqft

Public tax history

YearProperty taxesAssessment
2025$41,713—

Payment calculator

Estimated monthly payment$26,203/moIllustrative estimate, not a loan offer.
Principal & interest
$20,729
Property taxes
$3,476
Insurance
$1,998
Association dues
$0

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

GOLDEN HARBOUR SEC 2

Boca Raton · Palm Beach County · 33432

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Not reported by the listing source.

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes

Similar homes

12 homes
BeachesMLS

BeachesMLS · Listing courtesy of Douglas Elliman. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.

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